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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. Some people believe that you should avoid getting a credit card as they generate debt. Many banks offer credit cards with great benefits for travelers. Establishing a positive payment history on a new credit card account is one of the best ways to start improving.

There are thousands of credit cards out there to choose from.

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